Ways To Restore Your Depleted Cash Flow
Hand sanitizer may have been in short supply during the COVID-19 pandemic of 2020, but there was plenty of worry to go around, especially in terms of money finances. Cash flow, which generally refers to money that moves in and out of your bank account on an ongoing basis, was more fixed than flowing. While payments for essentials such as food and housing kept flowing out, paychecks and savings were not exactly flowing in as a result of illness, job losses, or both.
Here are six suggestions that can help improve your cash flow – and make you feel less like you’re drowning in financial worry.
Overpaying For Purchases: Over And Done
Spend less time searching for the best deals on the Internet, and put more money in your wallet at the same time. Add the free Capital One Shopping app to your browser, and before you check out it will automatically search other websites, such as Target, Amazon, Walmart, and other retailers, to see if the item is available elsewhere for less. In addition, you’ll be notified about coupon codes and price reductions. Last year alone, Capital One Shopping saved consumers about $160 million.
Here’s Something Newsworthy: You Can Make Money By Watching The News
It’s fact, not fiction: Research companies are paying people to watch the news. Just sign up for a free account with InboxDollars, and they’ll present you with short news clips to review every day. All you need do is watch and then answer a few questions about what you’ve seen. It’s really that simple. To date, InboxDollars has paid its users more than $56 million.
Food For Thought: You Could Get Paid Just For Buying Groceries
Whether you go grocery shopping in person or do curbside pickup, you can make some extra cash just for making your usual supermarket run. Download the Fetch Rewards free app, and you’ll be rewarded with gift cards just for buying toilet paper and more than 250 other grocery store items. After you’ve downloaded the app, take a picture of your receipt showing that your purchased an item or items from any of the brands listed in Fetch, and you’ll be on your way to earning gift cards to places like Amazon or Walmart.
Give Yourself Some Credit: You’ve Found A Way To Stop Paying High Credit Card Fees
You see them on your monthly credit card bill: the unrelenting fees and the high interest that take a huge chunk out of every single payment you make. But the AmOne website can put an end to all that. If you’re credit card debt totals $50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off your credit card balances. With an AmOne personal loan (rates start as low as 3.49% APR), you’ll make only one payment per month and you’ll be able to pay off your credit card debt faster.
Extra Cash In Your Pocket: Keep the Aspiration Card In Your Wallet
Every time you use your debit card, you can be getting some extra cash. Sign up for a free Aspiration account, and you’ll receive 5% cash back every time you swipe. Link your bank account to your Aspiration card, and you can start saving right away. The money is FDIC insured and under a military-grade encryption, meaning it’s as safe as safe can be.
Don’t Let Your Insurance Company Take You For A Ride: Easily Compare Rates
Shopping around for car insurance options and best rates can be a bore, but it can help you save more. Now you don’t need to spend a ton of time doing an Internet search to see which companies best meet your needs. With the Insure website, you can easily compare car insurance prices. Simply enter your age and your zip code, and you’ll be presented with insurance options and discounts in your area. Drivers who use insure save an average of $489 annually.